The Credit Exchange Privacy Statement
Notice of Privacy Statement
It is our policy not to sell or market our clients' nonpublic personal information to third parties without your consent. Such information is used solely in the conduct of our business and to provide high-quality services to our clients. We will share your nonpublic personal information with third parties only to the extent we believe it is reasonably necessary to provide our services. In addition, in connection with providing services to you, we may also share your nonpublic personal and personally identifiable information with our affiliates.
Although we may analyze and aggregate your nonpublic personal information internally for the purposes of compiling statistics, evaluating trends in the marketplace, and evaluating the overall effectiveness of our services, no nonpublic personal information will be shared with third parties, except as provided herein, or used in any promotional materials.
In the event that we use any non-affiliated, third-party service provider to assist us in providing debt management services or other services to you and those services require us to disclose any of your nonpublic personal information, we will require the third-party service provider to execute an agreement to protect the confidentiality of the information.
During the enrollment process, certain information is collected from new clients, including such items as:
Debt Information (Credit Card/Loan Account Numbers & Balances)
Personal Information (Social Security Number, Address, Phone, E-Mail Address, Salary, Pay Period, Employer, Occupation, Age, Birth Date, Gender)
Budget Information (Assets, Monthly Expenses, Other Income)
We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.
We reserve the right to amend this provision in our sole and absolute discretion. Any changes to this provision will be communicated to you at least five days in advance of implementation and will apply only to that nonpublic personal information collected from you after the date of implementation.
Amendment Policy:
The Credit Exchange, Inc. reserves the right to change this privacy statement in its sole and absolute discretion. Any changes to the The Credit Exchange, Inc. Privacy Statement will be communicated through this site at least five days in advance of implementation and will apply only to that nonpublic personal information collected from you after the date of implementation.
Questions Regarding Privacy:
If you have any questions regarding this privacy statement or the The Credit Exchange, Inc. Web site, please click here to contact us via e-mail.